Pension Transfers

If you are no longer making pension contributions, your benefits can be transferred out of the Clwyd Pension Fund at any time providing that your new employer/pension provider is willing to accept the transfer.

You should check that your new pension provider will accept transfers and that you are within their given time limits before requesting a transfer out of the Clwyd Pension Fund.

You should contact your new pension provider directly to instigate the transfer and give them written authority to speak to the Clwyd Pension Fund on your behalf.  Your pension provider may have forms which you need to complete to instigate the transfer.

Please note that transfers can be a lengthy process.