- Calculation of Benefits
- Pensions Increase
- Pension Transfers
- Payment of Deferred Benefits
- Benefit Reductions
- Pension Conversion
- Early Retirement
- Annual Allowance
- Death of a Deferred Pensioner
- Pension Sharing on Divorce or Dissolution of Civil Partnership
- Annual Benefit Statements
- Pensions Literature
- Pensions Forms
- Useful Links
- Contact Us
Payment of Deferred Benefits
Although the normal retirement age from the Local Government Pension Scheme is 65, the Clwyd Pension Fund will contact you a few weeks before your 60th birthday to establish if you wish to receive your benefits at that point. For this reason, it is important that you inform us of any address or name changes (111KB opening in a new window) while your benefits are deferred with us.
The Clwyd Pension Fund will send you an estimate of the benefits you will receive at 60 which may include early retirement reductions. This should help you to decide whether to take your benefits at 60 or wait until a later date.
If you decide to take it, you must complete some retirement forms which will be sent to your home address. You must also provide us with a photocopy of your birth certificate. If applicable, we will need to see photocopies of:
- your marriage certificate / certificate of Civil Partnership,
- your spouse’s / civil partner’s birth certificate,
- your Decree Absolute / Dissolution Certificate of Civil Partnership, or
- your spouse’s / civil partner’s Death Certificate.